800-320-7262

Motorcycle Insurance

Protection for the Open Road.

Whether you ride a street bike, cruiser, touring bike, or even a custom chopper, your motorcycle is synonymous with freedom and adventure. You enjoy the freedom and excitement of the open road and long for the adventure it brings, but with adventure comes uncertainty, and with freedom comes responsibility. And while you may not know what lies over the next hill, the right coverage can ensure that you're prepared for everything.

A Motorcycle policy from Stearns Insurance Services is designed to be as unique as the bike and the owner it protects. Make sure you choose the protection that’s right for you with a range of coverage options to secure you and your bike:

  • Collision coverage
  • Theft
  • Vandalism
  • Damage caused by Uninsured or Underinsured Motorists
  • Bodily Injury liability
  • Property Damage liability
  • Medical Payments coverage
  • Guest Passenger liability
  • Accessory coverage
  • Transport Trailer coverage
  • Roadside Assistance
  • Comprehensive coverage
  • Trip Interruption
  • Total Loss coverage
  • Rental Vehicle coverage

Additional Motorcycle Coverage Options

At Stearns Insurance Services Inc., our service doesn’t stop when you walk out the door. With special features like additional Roadside Assistance, Trip Interruption, and Accessory coverage, you’ll never be alone on the road. You can even receive multi-policy discounts and safety course rewards to help you combine and save.

Our team of professional insurance representatives will assist you in deciding which Motorcycle Insurance plan is right for you by determining the discounts and special features you may be eligible to receive.

Prepare for whatever the open road may bring with a comprehensive Motorcycle coverage policy from Stearns Insurance Services Inc. 

Stearns Insurance Services St. Cloud

4191 2nd St South

P.O. Box 7489 St Cloud, MN 56301

Main office: 320-253-3525
Toll free: 800-320-7262
Fax: 320-650-1361

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Albany

140 5th St

P.O. Box 399 Albany, MN 56307

Main office: 320-281-1977
Toll free: 800-685-7262
Fax: 320-845-4988

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Holdingford

580 Main St

P.O. Box 207 Holdingford, MN 56340

Main office: 320-746-2938
Fax: 320-746-2263

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.