800-320-7262

Equine Insurance

Live to Ride

You’ve spent time training, taking care of, and most likely competing with your horse. And as a proud owner, it is up to you to ensure its safety and well being. Since your horse represents both a financial and emotional investment, medical expenses can be costly.

An Equine Insurance policy from Advantage One Insurance Inc provides coverage for a variety of costs and expenses related to the upkeep of your animal. Our policy options include:

  • Full Mortality and Theft – to insure your animals against death as a result of injury, illness, disease, humane destruction, transportation, or theft.
  • Major Medical Coverage* – to provide reimbursement for the cost of medical and surgical bills caused by accident, sickness, or disease.
  • Loss of Use – for compensation in the event your horse becomes totally and permanently unable to perform the duty for which it was insured.
  • Stallion infertility – for coverage in the event your stallion becomes permanently incapable of producing offspring due to an accident, illness, or disease.

Finding the right coverage options for your horse does not have to be difficult. At Advantage One Insurance Inc, one of our insurance specialists can help educate you on the different coverage options and rates available for your special animal, and together you can build the perfect policy that fits the needs of you and your horse.

*Major Medical Coverage is an addition to the Full Mortality policy and cannot be purchased alone.

Stearns Insurance Services St. Cloud

4191 2nd St South

P.O. Box 7489 St Cloud, MN 56301

Main office: 320-253-3525
Toll free: 800-320-7262
Fax: 320-650-1361

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Albany

140 5th St

P.O. Box 399 Albany, MN 56307

Main office: 320-281-1977
Toll free: 800-685-7262
Fax: 320-845-4988

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Holdingford

580 Main St

P.O. Box 207 Holdingford, MN 56340

Main office: 320-746-2938
Fax: 320-746-2263

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.