800-320-7262

Coverage for Your Business

Protect your Investment

Advantage One Insurance Inc provides insurance to businesses in St Cloud, Sartell, Sauk Rapids, St Joseph, Waite Park, Cold Spring, and surrounding areas.

No matter what business you are in, each workday is dedicated to doing your job well and providing your customers with the best service possible. Advantage One Insurance Inc would like to return the favor by giving you the coverage you need to ensure the security of your business. 

At Advantage One Insurance Inc, we’re committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom. 

We offer the following options for your business assets: 

  • Commercial property insurance
  • Commercial general liability
  • Business owners policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers compensation
  • Crime insurance
  • And much more …

Our Coverage for Your Business Options Include:

Stearns Insurance Services St. Cloud

4191 2nd St South

P.O. Box 7489 St Cloud, MN 56301

Main office: 320-253-3525
Toll free: 800-320-7262
Fax: 320-650-1361

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Albany

140 5th St

P.O. Box 399 Albany, MN 56307

Main office: 320-281-1977
Toll free: 800-685-7262
Fax: 320-845-4988

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Stearns Insurance Services Holdingford

580 Main St

P.O. Box 207 Holdingford, MN 56340

Main office: 320-746-2938
Fax: 320-746-2263

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.