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With a white winter in full swing, make sure you are completely covered with our snowmobile insurance! We love going out in the open and riding our snowmobiles, but things can go wrong and leave you in deep snow. Make sure you are prepared!  


Stearns Insurance Services, Inc., located in St. Cloud since 1996, is a group of independent agents committed to our community and to meeting all of your insurance needs. We set ourselves apart with the level of service and expertise that we provide to our clients. Our team wants to assist you with developing an insurance strategy that fits your long-term business and personal goals. Stearns Insurance is always continuing our education and learning how we can better serve our clients. We specialize in farmers market, religious organizations and contractors insurance.

We are also proud to be a part of local organizations like Place of Hope, Kiwanis and Rotary Club. Stearns Insurance Services, Inc. is a part of St. Cloud and we want to help and assist St. Cloud in every way possible.

Stearns Insurance Services is licensed in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Arizona, Kansas, Florida, and Georgia.



Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Our Locations

Stearns Insurance Services St. Cloud

4191 2nd St South
St Cloud, MN 56301
Main office: 320-253-3525
Toll free: 800-320-7262

Stearns Insurance Services Albany

140 5th St
Albany, MN 56307
Main office: 320-845-4020
Toll free: 800-685-7262

Stearns Insurance Services Holdingford

580 Main St
Holdingford, MN 56340
Main office: 320-746-2938